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Loan decision within 24 hours

Realize your projects
with our tailor-made loans

Whether for a property purchase, car loan, or personal project, we support you with solutions adapted to your situation.

User User User User
+2k
Satisfied Clients
4.8/5
Happy client

Loan Approved

On average within 24 hours

Up to €500k

Mortgage Loan

Online Simulator

Calculate your
monthly payments in 30 seconds

Our simulator lets you instantly estimate your monthly payment amount based on the desired loan.

Instant Result

Adjust the sliders and see the result in real time

Non-binding

This simulation is free and non-binding for you

Personalized Rates

Based on your profile and loan term

Results in seconds

Adjust amounts and terms → monthly payment appears instantly

Easy Comparison

View multiple scenarios side by side to choose the best option

Secure simulation - No personal data required
€25,000
48 months
3.5 %

Estimated Monthly Payment

€578

Total Interest

€2,744

Total Cost

€27,744

Apply for this Loan
Our Loan Solutions

Loans tailored to all your projects

Whether you're an individual or a professional, we have the financing solution you need.

Mortgage Loan

Mortgage Loan

Buy your main residence or invest in rental property.

Up to €500k From 3.2% 25 years
Learn more
Auto Credit

Auto Credit

Finance the purchase of your new or used vehicle at advantageous rates.

Up to €80k From 3.8% 7 years
Learn more
Personal Loan

Personal Loan

Realize your personal projects without having to justify how the funds are used.

Up to €50k From 4.5% 7 years
Learn more
Credit Cards

Cards that suit you

Choose the card that fits your lifestyle and enjoy exclusive benefits.

Visa Classic Card

Classic

€0

The ideal card for a simple and fee-free start.

  • Standard payments and withdrawals
  • Limit up to €1,000/day
  • Basic travel insurance
  • Free online management
Choose Classic
Visa Gold Card

Gold

€9.90/month

For daily use with premium benefits.

  • Limit up to €3,000/day
  • Premium travel insurance
  • Airport lounge access
  • 1% cashback on purchases
Choose Gold
Visa Platinum Card

Platinum

€19.90/month

Excellence with premium privileges.

  • Limit up to €5,000/day
  • 24/7 concierge service
  • Comprehensive insurance
  • 2% cashback + unlimited lounge access
Choose Platinum
Insurance

Protect what really matters

Comprehensive insurance solutions for you and your belongings, with coverage tailored to your needs.

Home Insurance

Protect your home against fires, water damage, and theft.

Auto Insurance

Comprehensive coverage for your vehicle, from liability to comprehensive.

Health Insurance

A supplemental plan tailored to your needs with fast reimbursements.

Insurance

Your bank
in your pocket

Manage your accounts, make transfers, and track your expenses wherever you are with our mobile app.

Instant transfers in 2 clicks

Real-time notifications

Face recognition and fingerprint

Track your loan applications in real time

Mobile app

Contactless payment

Apple Pay / Google Pay

How it works

Your loan in 4 simple steps

A simple and transparent process to get your financing quickly.

1

Simulate your loan

Use our simulator to estimate your monthly payments and ideal term.

2

Submit your application

Fill out our online form in just a few minutes.

3

Receive a response

Our team reviews your file and responds within 24 hours on average.

4

Receive your funds

If accepted, an account is automatically created for you and the funds are disbursed.

💡 Good to know: If your loan is accepted, a bank account is automatically opened for you to receive your funds. No additional steps required!

Testimonials

They trust us

Discover what our clients think about their experience with CeSA BANK.

Client

Sophie Martin

Business Owner

"I got a mortgage loan in just 24 hours. The process is simple and the team is very responsive."

Client

Thomas Dubois

Artisan

"Very competitive rates and quick response. The mobile app is great for tracking my loan daily."

Client

Julie Lambert

Retailer

"My personal loan application was approved in less than 24 hours. Customer service is top-notch!"

Client

Pierre Durand

Architect

"Personalized support and expert advice for my property project. I recommend it!"

Client

Marie Bernard

Doctor

"Auto credit obtained in record time - 24 hours! The rates are attractive and the advisors very professional."

Client

Antoine Rousseau

Consultant

"Very practical simulator, I was able to adjust my loan according to my needs. I am fully satisfied."

Client

Claire Fontaine

Lawyer

"The automatic account creation after loan approval is a real time-saver. Thank you!"

Client

Philippe Moreau

Merchant

"I highly recommend CeSA BANK for their reliability and speed in processing applications."

Client

Isabelle Petit

Teacher

"An exceptional customer experience, from simulation to fund disbursement. 5 stars!"

Frequently Asked Questions

Find answers to the most common questions about our loans and services.

How do I apply for a loan?

To apply for a loan, simply fill out our online form. You will need your identification documents, income proof, and possibly details of your project. Our team will review your file and respond within 24 hours on average.

How does automatic account opening work?

When your loan application is accepted, we automatically open a bank account in your name. You will receive your login details by email and can immediately access your client area to track the fund disbursement. This account is free and non-binding.

What are the interest rates offered?

Our rates vary depending on the type of loan, term, and your profile. For a mortgage loan, rates start at 3.2%. For an auto credit, from 3.8%. For a personal loan, from 4.5%. Use our simulator for a personalized estimate.

What documents do I need to provide for a loan application?

For a loan application, you will typically need to provide: an ID document, proof of address, your last three payslips, your latest tax notice, and depending on the project: quotes, sales agreement, etc.

Can I repay my loan early?

Yes, you can repay your loan early at any time. Early repayment penalties may apply depending on your contract terms. Contact our customer service for more information.

Ready to realize your projects?

Submit your loan application online and receive a response within 24 hours. If accepted, your account is created automatically.

Non-binding • Fast response • Free account