Car Insurance

Drive with Complete Peace of Mind

Whether you're a novice or experienced driver, our car insurance offers plans tailored to your profile and budget.

From €25 / month

Affordable protection for any vehicle

3 plans to choose from

Third Party, Third Party Extended, Comprehensive

Smart Bonus

Up to 50% discount for safe drivers

0 km Assistance

Breakdown cover even at home

Courtesy Car

Included in case of claim

Get a Quote View All Insurance Products

Choose the Plan That Fits You

Coverage tailored to your vehicle and driving habits

Third Party

€25/month

Third Party Liability
Legal Defense
0 km Assistance
All-accident Damage
Theft

Popular

Third Party Extended

€45/month

All Third Party +
Fire
Theft
Glass Breakage
Courtesy Car

Comprehensive

€65/month

All Third Party Extended +
All-accident Damage
Natural Disasters
Driver Protection
Driver Guarantee

* Indicative rates for a driver with 50% bonus

Your Car Insurance in 4 Simple Steps

Get coverage tailored to your vehicle and driving profile quickly.

Instant Quote → Online Subscription → Immediate Coverage

Get a Personalized Quote

Provide your vehicle details (make, model, year, power), bonus/malus, age, years of license and usage. Instant quote in 2 minutes, no obligation.

Choose Your Plan

Third Party, Third Party Extended or Comprehensive. Add options: driver protection, courtesy car, 0 km assistance, 0 km breakdown cover, enhanced glass breakage, etc.

Finalize Your Subscription

Upload license, registration document, claims history (if transferring), bank details. Secure electronic signature. Immediate provisional certificate to drive.

You're Covered

Coverage effective the next day (or immediately with instant payment). 0 km assistance 24/7, online claim reporting, courtesy car in case of breakdown or accident depending on plan.

Get My Free Quote

Frequently Asked Questions

Answers to the most common questions about our car insurance

Is car insurance mandatory?

Yes, at minimum third-party liability is compulsory for any motor vehicle on public roads (Article L211-1 of the Insurance Code). Without insurance: fine up to €3,750, license suspension and possible vehicle seizure.

Which plan should I choose based on my vehicle?

Third Party: sufficient for old or low-value vehicles. Third Party Extended: good compromise (theft, fire, glass breakage). Comprehensive: recommended for recent vehicles (< 8 years) or high value (> €10,000), includes all-accident damage even if at fault.

Can I reach 50% bonus quickly?

Yes, after 13 claim-free years (50% bonus). Young drivers (license < 3 years) start at 100% or 120% depending on training. Maximum malus 350% after multiple claims. Previous bonus transferable (proof required).

Is 0 km assistance included?

Yes in all plans (towing/breakdown even at home or parking). 0 km breakdown cover optional on Third Party Extended and Comprehensive. Courtesy car 15 to 30 days depending on plan in case of breakdown or claim.

Can I cancel my car insurance at any time?

Yes, Hamon law: cancellation possible at any time after the first year, no fees or justification (new insurer often handles it). Chatel law: annual reminder + 20 days to cancel at renewal. Effective within 1 month.

Is driver protection mandatory?

No, optional but strongly recommended (especially in Comprehensive). Covers injuries to the at-fault driver (disability, death, medical costs) up to €1M or more depending on option. Often excluded in basic Third Party.

What to do in case of a claim?

Friendly accident report (paper or e-report app), claim online or by phone within 5 working days. Immediate 0 km assistance. Quick appraisal (often within 30 days). Payment within 3 months max (law). Courtesy car depending on plan.