Classic Card

The ideal card to get started

Simple, no annual fee – perfect for managing your everyday budget with peace of mind.

€0 annual fee

No yearly cost – ideal for small budgets

Daily limit €1,000

For everyday spending with complete security

Standard payments & withdrawals

Accepted worldwide at all merchants

Travel insurance included

Basic coverage for your trips

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Classic Card - Non-contractual illustration

What the Classic Card offers you

Simple benefits for everyday use

Fee-free payments

Free in France and the eurozone.

Enhanced security

Contactless payment and strong authentication for online purchases.

App management

Check transactions, adjust limits, block your card if lost.

Frequently Asked Questions

Answers to the most common questions about the Classic Card

Is the Classic Card really free?

Yes, €0 annual fee and no account maintenance fees. No charges for payments in the eurozone. Some fees may apply abroad (withdrawals outside eurozone: approx. 1.5–2% + fixed amount depending on tariff conditions).

What are the payment and withdrawal limits?

Payment limit: €1,000 per day / €3,000 per month (adjustable in the app). Withdrawal limit: €500 per week. Temporary increase possible on request (subject to solvency check).

Is there insurance included with the Classic Card?

Yes, basic travel insurance included: repatriation assistance, medical expenses abroad (limited ceiling ~€15,000), baggage delay, loss/theft of baggage (ceiling €800). No cancellation cover or enhanced purchase protection (available on Gold/Platinum).

How do I activate the card and contactless payment?

Activation via SMS or in the app after receipt. Contactless enabled by default (limit €50 without PIN, then PIN required). Can be temporarily disabled in the app (also for online payments).

What to do in case of loss or theft of the card?

Immediate blocking 24/7 via app, phone or website (dedicated number). New card sent within 48 hours. Liability limited to €50 (or €0 if blocked before fraudulent use).

Can I increase limits or upgrade to a higher card?

Yes, request for temporary or permanent limit increase via app (quick review). Upgrade to Gold or Platinum possible at any time (more benefits: cashback, enhanced insurance, concierge…).

Can the card be used abroad?

Yes, worldwide wherever Visa/Mastercard is accepted. Payments free in eurozone, moderate fees outside (approx. 1.8% + €1 per transaction). ATM withdrawals: fees depend on country (often free in partner networks).