Car Loan

Finance the purchase of your vehicle

Whether your vehicle is new or used, our car loan allows you to finance your purchase at competitive rates.

Up to $80,000

To finance your new or used vehicle

Up to 7 years

Monthly payments tailored to your budget

Rates from 3.8%

Competitive rates regardless of engine type

Up to 100% financing

Optionally including registration fees

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Solutions tailored to all vehicles

Whether buying from a dealer or privately

New vehicle

Finance your new car from any dealership.

From 3.8%

Used vehicle

Buy your used vehicle with confidence with our financing.

From 4.2%

Electric vehicle

Preferential rate for electric or hybrid vehicles.

From 2.9%

Your car loan in 4 simple steps

From simulation to delivery of your vehicle: a fast and 100% secure process.

Free simulation → Fast approval → Hassle-free delivery

Simulate your car loan

In just a few clicks, get a personalized estimate of your monthly payments, the amount you can finance, and the ideal term based on your budget and the vehicle's price.

Prepare and submit your application

Simple documents: ID, proof of income, vehicle quote. Electronic signature available to speed up the process.

Receive your approval and offer

Instant preliminary approval, clear loan offer valid for 30 days. Legal 14-day cooling-off period.

Funds release and delivery

Funds transferred directly to the seller (dealer or private). Enjoy your new vehicle immediately.

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Frequently Asked Questions

Answers to the most common questions about our car loans

What documents are required for a car loan?

To review your application we need: valid ID, proof of address less than 3 months old, last 3 payslips (or income proof for self-employed/retirees), latest tax return, and ideally the vehicle quote or purchase order. Everything can be done online with electronic signature.

Is borrower insurance mandatory for a car loan?

No, borrower insurance is not mandatory for a car loan (unlike a home loan). However, it is strongly recommended in case of unforeseen events (death, disability, unemployment). You can choose your own insurance or ours.

What term should I choose for my car loan?

The ideal term depends on your monthly budget and the vehicle's value. For a new or recent car, 36 to 60 months is recommended to limit total cost. For an older used car, a shorter term (24–48 months) is preferable to avoid paying more than the residual value of the vehicle.

Can I repay my car loan early?

Yes, completely! Partial or full early repayment is possible at any time with no or very low penalties (capped at 1% of remaining capital if more than 12 months left, or 0.5% otherwise – often waived for loans under $10,000 or in case of forced vehicle sale).

Do you offer preferential rates for electric or hybrid vehicles?

Yes! We offer a preferential rate (up to -1% compared to standard) for 100% electric, plug-in hybrid or hydrogen vehicles – new or recent used (< 2 years). This is in addition to government incentives (ecological bonus, conversion premium).

Can the car loan also cover additional costs (registration, insurance, warranty)?

Yes, up to 10–15% of the vehicle price depending on your file. We can include registration fees, extended warranty and even the first few months of insurance to make your project easier.